Latest Online Casino NO DEPOSIT Bonus Codes 2021
- Latest Online Casino NO DEPOSIT Bonus Codes 2021
- No Deposit Bonus Codes Best Casino Bonuses - 2021
- 100+ EXCLUSIVE USA No Deposit Casino Bonus Codes 2021
- Best USA No Deposit Casino Bonus Codes in 2021
- Biggest 2021 No Deposit Bonus Codes List - Fair Bonus Terms
- No Deposit Casino Bonus Codes - Best Free Bonuses - Feb 2021
- LATEST USA No Deposit Casino Bonus Codes February 2021
- Best No Deposit Codes 2021 - Top No Deposit Bonus Offers
- Best No Deposit Casino Bonus Codes for 2021 - #1
- No Deposit Bonuses 2021 Free Online Casino Bonus Codes
best no deposit bonus codes
best no deposit bonus codes - win
Casino News Daily - Latest Casino Industry News
Online Casino No Deposit Bonus Codes! No Deposit Bonus Blog, Casino No Deposit Bonus, Mobile No Deposit Bonus, Slots No Deposit Bonus Codes - 2018. No Deposit Bonus blog. Exclusive Casino No Deposit Bonus Offers, Online Casino No Deposit Bonus, Slots No Deposit Bonus. Free Spin Casino Bonus Codes | Best Free Spin Casino Bonuses, Free Spin Casino No Deposit Bonus Codes, Free Spin Casino Free Spins
Best Casino Freespins and no Deposit bonus codes
Best Casino Freespins and no Deposit bonus codes. Starburst™ No Deposit Free Spins Bonuses: Claim £5000s of New No Deposit & Free Spins.Reviews of online casino operators and slot machines.
Free Spins Guide 2020
Best No Deposit Bonus Codes - AskCasinoBonus
Best No Deposit Bonus codes 2018 - Snippets
Best No Deposit Casino Bonus Codes USA for 2020
Dangerous Toys (Part Eleven)
Dogs in Space continues...
First,
Part Seven,
Part Eight,
Part Nine,
Part Ten,
Part Twelve Dangerous Toys (Part Eleven) When the Director coded for ‘Pest Control’ a thousand AI’s turned their attention to the problem. It was a simple command, a warning that the Galaxy was throwing a new surprise at them and it needed steel and blood to solve. The XCC was the smiling face of humanity. The Director sighed, one day the Xenos would learn that humanity would still have a smile if they had to burn the whole thing down. Normally it was a day like today where one of the Diaspora smelled a rotting corpse somewhere and needed firepower. Humanity had seen the scourged and burned worlds of peoples that had died in cruel innocence and now they carried a variety-pack of sharp sticks to use if needed.
Wellerman Orbital was a prosperous place and its AI was proud of the flood of trade that moved through his ports. He had turned a small dock into a major regional player and he enjoyed that the many Xenos took no thought for their safety or their security in his station. The fact that they didn’t even need to think about it was the proof of his success. He was currently in discussions to found a bank and then came a hidden data burst from the dark that shattered his complacency,
“Wellerman/XCC -coded- Pest Control-Defend/Retrieve-HDF Dangerous Toys. The asset is unguarded. Level Six response Authorised. Order 49857623. Confirm.”
He scrambled back to his training, taking entire micro-seconds to absorb the situation. He reconfigured his Comms and dark-burst his reply. “Order 49857623. Confirmed.”
Shit. He locked down every ship on his station, cancelled every fee held by the traders and offered unlimited free access to the bars and restaurants. He told them that it was an unexpected religious event. He didn’t care if they believed it, he couldn’t allow the Xenos to see what was happening outside. Better to keep them drunk and distracted.
He pulled all his shuttles back to bays that were known to the humans alone and began punching them through a swift transformation. They went from being the helpful Tugs and Fenders into something more worrying as the new modules slammed into place. By the time a mixed collection of humans had arrived to board them, they were met by his Avatar. He looked around and wondered, I mean it had been less than thirty minutes since he had called a free bar on the Orbital, how could so many of them be drunk already?
“All right, I know you’re pissed. Take your plan B and sober the fuck up. None of us expected to be going into a battle today, and with a bit of luck, we won’t need to. We have an unarmed ship out in the dark that we need to get home. All I have is a name but I can tell you now that the ship holds an Engineer and two dogs.” His ragged crew perked up. Wellerman shook his head. Humans and their dogs. He had thought about opting out of the Canine Alliance but perhaps not. He continued, “I have five ships ready to go and that will have to do. Sorry folks but I’m sticking an Avatar on every one since none of you has a Captains rank. Check your Comms for your berth and get aboard. We are leaving in fifteen minutes and I want Comms, Nav and Weapons manned. Welcome aboard.” Across the Orbital, anyone looking for their missing human crewmates was stonewalled by a flat refusal to discuss their strange absence from free beer.
Patrica ended the call and faced the Captain. “Ignore Oscar, Captain. I’m the only one on board with an HDF rank and my name is now on the transponder. This is still your ship. We do need to get to the closest Human Orbital because this ship can barely swat flies as it is. Permission to do something about that, Sir?”
/Longnose/ hesitated. What were these humans? “I thought humans were forbidden from weapons? What is going on exactly Engineer?” His thought was interrupted by his Comms as his bank registered a deposit that...that answered his questions. “Of course Patrica, I’ll see to the crew but what are you expecting? Why…” He looked at the numbers,”...this?”
The Engineer nodded, “Not on our own ships, Sir. As to the rest, well it could look like humans had just seized your ship and we don’t want that. My government would rather that you and your investors got suddenly wealthy than we look like pirates.” She smiled at the Captain, “Don’t worry, if I’m wrong they will take it out of my paycheck, not yours.” Her tone grew grave, “I don’t think this is over. Someone out there just lost a lot of money and they know exactly where we are. Welcome to the HDF. I’ll be in Engineering.” She saluted and left the Captain to work it out for himself.
Patrica walked through the silent bridge, followed by the gazes of the crew. She nodded to them and left it to the Captain to explain. Deep in her heart, she didn’t believe this was over yet and even with a hold full of imprisoned criminals she knew someone out there was going to be looking for blood. She stopped at her cabin to grab Lokis bits and pieces. Loki watched, aware that the mood of the ship was different,
/NewHome?/Sadness?/ScentofhappyPack/’. Patrica knelt to her dog and wrapped her arms around him,
/PackHunted/EngineerGuarding/ScentofhappySafe/. Loki sniffed, his tail low. He pressed into Patrica and let out a low whine that needed no translation. She rubbed behind his pointy ears,
‘/BetterSoon/TreatsforEveryone/’. Time to go to work. Together the two of them headed to Engineering, an odd pair trying to guard their pack.
She sealed the door and pushed down her HUD. She was pretty sure the room was clear but she had enough surprises recently. As she spread out Loki's blanket and let him settle she called Oscar. “Well, it looks like I’m back in the Fleet. I want you to update our security access - the new codes will be in the metadata and cross-check our hardware against the best the Fleet have come up with. I want engines, shields and scanners as our priority. We don’t have time to build a weapons system from scratch but apply the Eell's doctrine to our transporters. We might get lucky. I need a work schedule for myself and a training schedule for the crew. I’ll be running shields and weapons from down here so I can keep an eye on them. Let me know what you come up with and we’ll go from there.”
Oscar felt more doors open in his database, doors that he didn’t even know were there and plans, instructions and strategies poured out. The latest designs with annotated versions of his ship-systems. His ship and crew weaponised in a way that he had never dreamed possible. “Engineer, my database has expanded. This was encoded before we boarded the ship. I am confused. Did you suspect this was a likely outcome?” Patrica was already disassembling the shield console, “Hmm...no Oscar, every AI gets the same package. You know how humans feel about information. It’s just restricted to prevent overload in your early days.” She paused with the plasma lance in her hand, “Normally you wouldn’t be getting the keys just yet but you aren’t the first. Space can be a bastard.”
Oscar matched her statement with his ethical understanding of Patrica. “Do you not fear that I, or any human AI could be taken by force? The database is...extensive.” Patrica shook her head and went back to work. “To get close to that database we would all have to be dead and you would have blown the ship. No one has ever taken an AI alive and no-one ever will.” She left it at that and went back to her work. Oscar took the hint and began applying his new software and sending his drones out to work on the exterior. His first days in the world were proving interesting.
Out in deep space, a force of thirty ships was hunting the
Dangerous Toys. Technically they were called the Recovery Initiative Fleet but only because Murderous Henchmen sounded crude. They were pretty relaxed since they were been sent against a cargo ship that didn’t know they were coming. The Fleet Commander was more worried about the man that had sent the orders, a man not known for his tolerance of failure. Or anything really. Better to do the job, take the money and hope you never hear from him again. He looked at his Navigation, “Have we found them yet? I thought we had co-ordinates.” The navigator hesitated, “Sir, I have the
Dangerous Toys but something is wrong. It has a new Captain, a human, and a new designation. Its a part of the Human Defense Forces now.” He pulled up the transponder readings, “Sir, that ship is now designated a diplomatic scout for the humans. They get really...awkward about anyone interfering with those ships. Like declare war and flatten your Fleet awkward. Maybe you should call home?”
It took a few moments to begin the tortured chain of Comms before the Commander was speaking to Incice. “Sir, I’m happy to attack on your orders but I thought you should be aware of the possible consequences. This is going to be a lot bigger than a lost cargo ship.”
Incice was already pacing the room. One fucking human and now he was nearly at war over a training ship. He hissed to himself as a plan evolved in his head. “Commander, I want you to separate ten ships from your fleet and send them in for the kill. They will be paid a triple bonus for the attack. You will stand away until the attack is over and then ‘destroy’ the ‘Pirates’. Tell them to hit the lifeboats as soon as the
Dangerous Toys is dead and burning and pick our crews up. I’ll sell it as heroic. I’m sure you’ll get a medal.”
---------------------------------------------------------------------------------
My
Patreon, if anyone wants to support my writing... You can drop into my channel at
Discord or buy me a
coffee. 'Dangerous Toys' is up to part Fourteen on Patreon.
submitted by yousureimnotarobot to HFY [link] [comments]
$1541+ Guaranteed- Webull, Public, M1, SoFi Money/Invest/Loans, FirstTrade, Voyager, Chase, Porte, Aspiration, One, Stash, Chime, Radius, Moomoo, Root, Robinhood, Worthy, Acorns, ChaseFreedom, DiscoverIT, PMCU, SkyOne, N26, Coinbase, PersCap,Constant,Celsius,Crypto.com,Wings,Oxygen,Round,Fetch,Raise
Hello! Many companies are trying to expand their market share, especially in the app space, by offering cash or cash-equivalent incentives to new users. If one company offers new users a free stock/cryptocurrency/etc., and a competitor doesn't, then the company with the referral program will gain more market share. This gives you the opportunity generate a nice chunk of change by signing up for a bunch of different apps.
I constantly search the web for the latest and greatest referral opportunities, and this is an up-to-date list I'm maintaining that details the best offers around right now! There are more than
$1500 worth of offers on this page.
Please feel free to leave comments with any thoughts/questions! Gemini,
Crypto.com, and N26 are
worldwide offers, the rest are US only.
Stock Trading Apps/Websites
- Webull: 2 free stocks (1 worth $2.50-$250, and another worth $8-$1600 for depositing $100).
- Public: 1 free stock worth **$10 guaranteed (**you get to pick a fraction of a share of stocks like Disney, Apple, Amazon, Tesla, etc.) for opening an account and making a $20 deposit.
- M1 Finance: BONUS IMPROVED! $30 for opening a brokerage account and making a $100 deposit.
- FirstTrade: 1 free stock worth $3 - $200 (I got Microsoft!) just for opening an account. No deposit required. 2 more free stocks for depositing $100! Expires February 15th at midnight EST.
- Robinhood: 1 free stock worth $2.50- $200 for opening an account. No deposit required.
- Moomoo: PROMOTION UPGRADED! 1 free stock worth $4-$200 for making a $100 deposit.
- Acorns: $5 for $5 deposit from any source (additional steps required, please see below details).
- Round: $20 for opening a brokerage account and making a $500 deposit. Alternatively, you can make $100 for doing a $10,000 deposit (iOS only)
- SoFi Invest: $50 for $1000 deposit from any source, and an optional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
- Personal Capital: $20 for opening a new account and linking a qualified investment account (e.g. taxable brokerage, 401k, IRA, 529, etc) worth at least $1000. No deposit required!
Banking Apps/Websites
- SoFi Money: $50 for depositing $500 from any source.
- Porte: $50 for depositing $500 from any source.
- Chime: $50 for $200 direct deposit.
- Chase Bank: $200 for opening a checking account and doing a $500 direct deposit. Credits quickly!
- One Finance: $50 for opening an online banking account and doing a $250 direct deposit.
- Wings Financial Credit Union: $50 for opening a checking account, setting up eDocuments, and doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days. No fees, can withdraw and close account any time.
- Aspiration: $50 for spending $250 with their debit card within 3 months.
- Stash: $20 for $5 deposit from any source.
- SkyOne: $25 for opening an account and keeping the account open for 30 days. (additional steps required, please see below details).
- Premier Members Credit Union: $50 for opening a money market (checking) account and making a $5 deposit + $5 donation.
- Oxygen: $25 for opening an account, depositing $200, and doing 5 debit card transactions within 60 days (can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is). Message me for a link.
- N26: $10 for opening an account and making a purchase of $20 or more using their debit card. Available globally, not just the US.
- Radius: $50 for opening a Rewards Checking account, depositing $500,leaving the $500 in there for 60 days, and leaving the account open for 90 days. You must use my referral code when prompted during account signup to get the bonus. - TLAM9428D4
Cryptocurrency Apps/Websites
- Voyager: Free $25 worth of Bitcoin for trading $100 on the app. Use referral code "RAY037” in the “Reward Code” field when you create your Voyager account". Open these link from mobile:
- Gemini: Free $10 worth of Bitcoin for trading $100. Available globally, not just the US.
- Celsius: Free $40 for depositing $200 worth of cryptocurrency and using promo code "web40".
- Crypto.com: Free $25 for "staking" (buying and holding) 5000 CRO (approximately $370) for 6 months. (enter referral code 66v69rwt76 if not pre-filled) Available globally, not just the US.
- Constant: Free $10 for opening an account, verifying your identity, and depositing $10.
- Coinbase: Free $10 worth of Bitcoin for trading $100. They will also give you $12 of the "Orchid" cryptocurrency (which can be re-sold for cash) if you watch 3 1-2 minute videos and answer 3 easy questions about that cryptocurrency. (might get waitlisted, I had to wait a month before getting off it). The "Compound" cryptocurrency has a similar promotion, with $9 of free crypto offered.
Credit Cards
- Chase Freedom or Flex: Free $200 for signing up for a Chase Freedom Unlimited or Freedom Flex credit card and spending $500 within 3 months. Easy to meet spending terms simply by doing something like buying an Amazon gift card, buying a visa gift card, etc.
- Discover IT: Free $50 for signing up for a Discover IT credit card and making ANY purchase within 3 months (even $1).
Other Offers
- Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks so that they can offer you an auto insurance quote. You need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus if you wish, I did!
- Worthy Bonds: Free $10 for opening an account, no deposit required.
- SoFi Loans: Free $10 just for checking your personal loan or student loan refinance rate options with SoFi. Can also get an extra $300 if you go ahead and accept their loan offer, but you can just ignore the offer and keep the $10 if you wish!
- Fetch Rewards: Receipt scanner app, rewards you 5 cents for each receipt you scan from most major chain stores. $2 bonus for using a referral link and scanning your first receipt (open this link from your phone).
- Raise: Free $5 credit towards your first gift card if you sign up using a referral code, you can get an extra $5 off your first gift card purchase. I used it to buy a $10 Uber gift card, combined with their 2% discount, I only paid $4.80 for a $10 gift card!
--Details on each offer below--
Stock Trading Apps/Websites-
Webull
Webull is a commission free stock trading platform/app which is giving out
2 free stocks (
1 worth $2.50-$250, and 1 worth
$8-$1600 each for depositing $100). That's a MINIMUM of $10.50 in free stock!
Webull is available on iOS and Android, or you can use their website.
Referral link-
https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j Public
Public is another commission free stock trading app which gives you 1 stock worth $10
guaranteed (you get to pick a fraction of a share between stocks like Disney, Apple, Amazon, Tesla, etc.) for opening an account and making a $20 deposit. The way fractional shares work is, you get a piece of one of these stocks. You can still sell it or choose to sell it/hold it/it or whatever you wish, just like with a full share.
Available on iOS or Android only.
http://share.public.com/aruiu M1 Finance
M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a
free $30 bonus that posts within 14 days.
M1 Finance is available on iOS and Android, or you can use their website.
https://m1.finance/J6aLCt6SRGdW FirstTrade
FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to
$200) when you open an account via a referral link. No initial deposit is required. Additionally, they are running a short-term promo where you can get an additional 2 free stocks for depositing $100. The extra 2 stocks offer
expires February 15th! Available on iOS or Android only.
https://share.firstrade.com/MilaAQOK Robinhood
Robinhood is a stock trading platform/app which gives you a free stock (valued
$2.50 -
$200) when you open an account via a referral link. No initial deposit is required.
Available on iOS and Android, or you can use their website.
https://invite.robinhood.com/amadeor3/ Moomoo
Moomoo is a commission free stock trading app which gives you 1 free stock (valued at
$4-$200 each) for opening an account via a referral link and making a $100 deposit.
Moomoo is available on iOS or Android only.
https://j.moomoo.com/000LR3 Acorns
Acorns is an online investing app (iOS or Android) which is offering a free
$5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until the 15th of the following month. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee, so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
https://www.acorns.com/invite/TLBCPD/ Round
Round is an online auto-investing app (iOS only) which is offering a free
$20 bonus for simply opening an account via a referral link and depositing $500. Alternatively, you can get
$100 if you deposit $10,000.
Round is available on
iOS only.
https://app.investround.com/inviteCode/amadeo-r360s0 SoFi Invest
SoFi gives
$50 for anyone who signs up for a
SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer, so you can do both!
Plus, you can get another
$25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of
$75 cash bonuses with SoFi Invest!
https://www.sofi.com/share/invest/2498539 Personal Capital
Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than
$1000 in it, they will give you a free $20 amazon gift card within a couple weeks.
Accounts that do
not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood
works!
https://share.personalcapital.com/x/oGFEyl Banking Apps/Websites-
SoFi Money
SoFi is a bank/app that give out
$50 for anyone who signs up for a
SoFi Money (bank) account using a referral code and deposits $500 from
any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
You can close the account at any time with no fees-
https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749 Porte
Porte is a bank/app which pays you a
$50 bonus for opening an account via a referral code, and making a $500 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $500 from virtually any source including bank accounts, cashapp, etc.
Referral link-
https://portebanking.app.link/es7KK8Fb6 Chime
Chime is a bank/app which pays you a
$75 bonus for opening an account via a referral code and making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://chime.com/milazadrozny One Finance
One Finance is a banking app/website offering
$50 for opening an account with a referral code and making a $250 direct deposit.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment. They are
completely fee free, and you can close your account and pocket the bonus quickly if you wish.
https://share.onefinance.com/invite/Amadeo6c7b8c22 Chase Bank
Chase Bank is offering
$200 for opening a checking account with a referral code and making a $500 direct deposit. Can easily get around direct deposit requirement. Credits within a few days of meeting requirements.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://accounts.chase.com/raf/share/2479514579 Wings
Wings Financial Credit Union is a bank offering
$50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.
No fees, can withdraw and close your account any time.
https://www.wingsfinancial/newcustform/109cb9ea Aspiration
Aspiration is an online bank which is offering a free
$50 bonus for simply opening an account via a referral link and spending $250.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get
$50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/ Stash
Stash is a finance app that gives out
$20 for anyone who signs up for the
Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from
any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
https://get.stashinvest.com/amadeowpr10 SkyOne
SkyOne is a credit union which will pay you a
$25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone
nationwide can sign up if you follow the steps detailed here. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3 Premier Members Credit Union
Premier Members Credit Union is a credit union which will pay you a
$50 bonus for opening a
money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a
$5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of
$45! And you can close the account at any time, fee free!
referral link (please remember to use my referral code during the account setup too)-
https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/ Oxygen
Oxygen is a mobile banking app that will pay you
$25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily get this).
PM me for a link.
N26
N26 is a banking app (iOS/Android) which will pay you $
10 for opening an account and spending $20 or more on a single purchase using their debit card.
The account has absolutely no fees and can be closed at any time. Account signup only takes a few minutes. You need to fund your N26 account from another bank with enough money to make the $20+ purchase. The debit card is shipped to you immediately after account signup. You receive the $10 bonus in the form of a statement credit. Available
globally, not just the US. N26 is available on iOS or Android only.
https://n26.com/amadeor4364 Radius
Radius is a bank which pays you a
$50 bonus for opening an account via a referral code and making a $500 deposit from
any source. There are no catches, and you can close the account at any time fee free. You need to keep your account open for at least
90 days after depositing the $500, and keep the $500 in there for at least
60 days to be eligible to keep the bonus. So in other words, you can open the account, deposit $500, leave it in there for 60 days, then withdraw the $500 if you wish, and keep the account open for at least another 30 days to get the $50 bonus.
You need to enter my referral code when prompted during account signup top get the bonus, its
TLAM9428D4. You can see referral terms in the FAQ at the bottom of the page, even though the landing page for the referral link does not do a great job advertising it.
https://open.radiusbank.com/?utm_source=referafriend&utm_medium=narmi&promocode=9umylb Cryptocurrency Apps/Websites
Voyager
Voyager is a cryptocurrency trading app (iOS/Android only) which will pay you
$25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "
RAY037" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
Referral link (
open from your smart phone)-
iOS-
https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579 Android-
https://play.google.com/store/apps/details?id=com.investvoyager Gemini
Gemini is a cryptocurrency trading app/website which will give you
$10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Available
globally, not just the US. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26 Coinbase
Coinbase is a cryptocurrency trading platform which will pay you
$10 in free bitcoin for trading $100 on the platform!
https://www.coinbase.com/join/ruiu_8 They will also give you
$9 worth of the "Compound" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com.earn.comp.invite.9x21smry In addition, they will give you
$12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2 Constant
Constant is a cryptocurrency P2P investing platform which will give you
$10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via
any means, and then you will get a $10 bonus that posts
instantly and you can withdraw to your bank
immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct Celsius
Celsius is a cryptocurrency investing platform which will give you
$40 for signing up using a referral link, enter the promo code "
web40", and depositing $200 worth of cryptocurrency. You must keep your deposit in the app for 30 days to get the full $40 bonus. You can then withdraw the full $240 and close your account fee free. Available
globally, not just the US. Crypto.com
Crypto.com is a cryptocurrency investing platform which will give you
$25 for signing up using a referral link, and "staking (aka, buying and holding) 5000 CRO (their special cryptocurrency, worth approximately $370) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $25 bonus crypto to celsius instantly.
Available
globally, not just the US. - (enter referral code 66v69rwt76 if not pre-filled)
Credit Cards-
Chase Freedom
Chase will pay you
$200 for signing up for a Chase Freedom Unlimited or Freedom Flex credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
All you have to do is sign up for a Chase Freedom Unlimited or Freedom Flex credit card using my referral link, spend $500 within the first 3 months, and then get your
$200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ Discover IT
Discover will pay you
$50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
All you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your
$50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m Other Offers-
Root
Root is an auto insurance app(iOS/Android) that will pay you
$25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu Worthy Bonds
Worthy Bonds is a finance app(iOS/Android) that will give you a free
$10 bond to download their app, and open an account using a referral code. You never have to deposit any money into the account to get the bonus. You can sell the bond and take out the money after 90 days. The bond will also earn 5% yearly interest while you wait to withdraw.
The app may give you a popup saying the bonds are sold out (its a page with a celebratory emoji that pops up). I got this too. They make this popup because they sold out of a certain type of community bond, but have replaced it with a new one for referrals. In other words, you will still get your free bond. Just make sure you hit "next steps", set your initial purchase and monthly contributions to
$0, and proceed. It should then credit the free bond immediately.
https://worthybonds.com/?r=etyji SoFi Loans
SoFi Loans is offering a free
$10 just for checking your
personal loan or
student loan refinance rate options with SoFi. You can also get an extra
$300 if you like their offer and decide to actually take it, but you can also just ignore the offer and keep the
$10 if you wish!
You should research the pros and cons of student loan refinancing before you consider this option. You can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will depend on individual circumstances.
Personal Loan:
https://www.sofi.com/invite/personal-loans/?gcp=bf4f78eb-3e5a-4419-b72c Student Loan Refinance:
https://www.sofi.com/invite/student-loans/?gcp=183a665b-be7a-45ac-9d5f Fetch
Fetch Rewards pays roughly
5 to 10 cents (7.5 cents on average) for most receipt scanned. Accepts e-receipts if you connect your email/Amazon. Can scan up to 28 receipts in any given 7 day period. $3 minimum payout.
They also give a
$2 bonus for signing up using a referral code (open this link from your phone).
https://fetchrewards.onelink.me/vvv3/referraltext?code=JU1GW Raise
Raise is a discount gift card website, that offers a
$5 credit towards your first gift card if you sign up using a referral code. They have gift cards like
Amazon or
Uber on their site, so its pretty easy to find something you would have needed anyway.
www.sofi.com/share/2498539?src=copy Thank you for checking out my referral post! As you can probably tell, I spend a lot of time searching the web for referral offers. If you would like, feel free to sign up for my mailing list and I will send new referrals that I come across directly to your inbox.
https://mailchi.mp/c52908afbf15/moneywhisperers-latest-finance-tips-latest-finds I've also put together a small blog with finance tips and tricks I've learned over the years. If you're potentially interested, here's a link to it.
https://www.youngmoneywhisperer.com/home submitted by KathrineHaugen to referralcodes [link] [comments]
I am 25 years old, made $87,000 last year and expect to make $104,000 this year, live in Minneapolis, and work as a Data Analyst / Data Scientist.
Note: I’m not a citizen, but I’ve been living in the US long enough to be considered a resident alien for tax purposes. On my visa, I cannot work any job that’s not directly related to my major in grad school (IT/computer science), but I can invest in the stock market.
Section One: Assets and Debt
Net Worth: from -$13,603.63 (Jan 2020) to
$9,605.97 (Jan 2021)
Retirement Balance: $16,000 in my 401(K). I only started working 2 years ago and my company messed up my registration so they basically didn’t put any money into it my first year there (I found out in horror and they gave me around $1,000 to say sorry…). I contribute 9% and my company matches 3%.
Savings account balance: $2,500 I have $2,500 set aside as my “emergency fund”, and I’m building back my vacation & study abroad budgets after having to tap into them for a move. My job is very stable and I won't be let go any time soon (unless I quit myself) so I’m not setting aside a big emergency fund for now.
Checking account balance: $3,111.01 Investment account: $1,500 in some stocks. I initially dumped half of my 2019 bonus and some monthly contributions (totaling around $4,000) to this account to test strategies. This was my “study fund” and I didn’t care if I’d lose it all. I grew the account to around $10,000 and withdrew almost everything (that went to all the fees I had to pay to break my lease, my brother’s lease, deposit, moving expenses, and new furniture) and left $1,500 worth of stocks in there right now.
Credit card debt: $2,243.76 on my BestBuy card and PayPal Credit. I had the money to pay for the items in full but they offered X months interest-free and I wanted to throw money into my debts instead. I always pay off all balances well before the deadline. I also pay all my credit cards in full and have never paid any interest.
Student loan debt: $11,046.09 left on my $20,000 loans at 8% for my BA in Biology and Statistics. Day 1 of arriving in the US, they sat us down, handed each of us a pen, and said hey kids here are the terms of your 8% loans, sign the documents now! I just turned 17, didn't even know I had to pay this money back, and remembered thinking "Is 8% a lot?" That's how clueless I was.
As a non-citizen, I will never have them canceled, so my plan was to tackle this as soon as possible and I started paying more aggressively until they made it 0% interest since Q4 last year.
Car loan: $4,900 left on my $10,000 loan at 8.9%. I didn’t have a long credit history when I bought the car (September 2019) since I only got my first credit card after graduation, so the rate was terrible. I’m planning to pay this all off after my bonus comes in March.
Section Two: Income
Income Progression: 2012 - 2016: I had multiple student on-campus jobs all throughout my undergrad, making from
$7.25 to $10/hour. After graduation, I couldn't find any job directly related to my majors within 3 months (I had only been searching for Bio lab work), ran out of money, and had to go back home. Honestly, I didn't want to keep doing science either and was very lost back then.
2017: My first full-time job was being a tutor for a private college prep institution when I went back to my home country to “figure out what I wanted to do with my life.” They paid pretty well for the standards of living there (
$1,000/mo). I worked that job while self-studying how to code and data science courses on the side and preparing my grad school applications.
2019: I got a job at my current company a semester before I graduated from my MS in Data Science program. This was my first “big girl job.” I started out at
$64,000 and couldn’t work for 2 months due to complications in my visa processes so that ate up all my savings that year. By the end of the year, they bumped my salary up to
$76,000 and we also had an annual 3% raise, so in total
$78,280 + 5% bonus.
2020: One of my teammates left and one thing led to another, I got a title change from Data Analyst to Data Scientist towards the end of the year. I asked for a raise and they bumped it to
$96,000 + 5% bonus.
2021: After our annual 3% raise my salary is now
$98,880 (+ at least 5% bonus). I think I’m slightly underpaid, but this job is very low-stress and flexible (especially after we WFH).
Main Job Monthly Take Home: $5,082.58 Taken from my last paychecks (before the annual raise)
Gross salary: $8,000
Tax: $2,081.68
401(k) deduction: $720
Health insurance: $115.74
Section Three: Expenses
Rent & renter’s insurance: $935 for my share for a 2bed/3bath condo. My parents pay a flat $700/mo for my brother’s share. He recently moved here since his school went virtual until at least the end of this semester and our family wanted us to be nearby to take care of each other.
Savings contribution: $900 Investment contribution: $420, but will increase once my car loan is paid off.
Debt payments: - $1,000 on car loan until paid off.
- $200.13 minimum on student loans for now at 0% interest, will increase to $1,100 when car loan is paid off.
- $300 for Best Buy & PayPal Credit promotional deals
Car insurance: $127.01 ($762.05 paid in full every 6 months)
Car registration: $25 ($300 annual)
Donations: $20 monthly (ASPCA), plus several hundreds throughout the year (last year I donated to BLM orgs and local animal shelters)
Gas: $0. I drive an electric car. Charging probably drives up my electric bill by a bit, but still cheaper than gas. Also, this means no car maintenance at all until my car battery dies, which probably won’t happen in the next 5 years.
Utilities (electric, natural gas): ~$150 Wifi: $40 Cellphone: $10.61 ($108.66 for 6 months and I got a $45 credit from my bank)
Groceries: $500 (for 2 people)
Subscriptions: $20 (HP Ink, shared Netflix account, YNAB, Disney+)
Pet expenses: ~$20 for wet cat food
Personal care/hobby: I collect perfumes. Between makeup, skincare, clothes (which I had planned to stop buying this year) and perfume bottles and samples (the majority of my "personal care" expenses...), I averaged $400/mo last year. Without the makeup, skincare and clothes, I budget
$150/mo this year for my fragrance hobby.
Household supplies: $30 Education: $30 (language/technical textbooks, Udemy/Coursera)
Gifts: $30 Credit card fee: $21 ($250 annual)
Section Four: Background
Was there an expectation for you to attend higher education? Did you participate in any form of higher education? If yes, how did you pay for it? Education is one of the top priorities in our household and this has been instilled in my mind since I was a kid. Perhaps because my grandparents were both professors and my parents both attended grad school, it was expected of us to have at least a bachelor's degree. With that said, my family tried to support our higher education financially as best they could and I'm very thankful for it. During undergrad, I had need-based financial aid and on-campus jobs, and my parents helped with the rest of my tuition. I still had to take (required by the school) a $20,000 loan. My grandmother helped pay for my 2-year master's program.
Growing up, what kind of conversations did you have about money? Did your parent/guardian(s) educate you about finances? During high school, I had a measly weekly allowance and my dad had me write out all the transactions in a notebook. I thought it was very silly back then but now thinking back, it was probably some good practice. Other than that, they didn't talk about money at all, and I was absolutely clueless and wasn't interested in personal finance until a couple of years ago. I don't remember how but I think I woke up one day and decided to read every book about personal finance I could find and now I do talk with my dad about finances.
What was your first job and why did you get it? My first job was washing dishes as a student worker! We all had to do it our freshman year before we were allowed to find other jobs. I managed to find 3 other jobs (stage crew, sports event worker, and math tutor) and stayed with all of them for 3 years.
Did you worry about money growing up? Even though our parents never let on to us about their finances, they made sure that we'd grow up comfortable financially, so I didn't worry because I didn't know anything.
Do you worry about money now? Yes. As I grew up, I came to learn more about my parents' financial situation and realized that they've sacrificed a lot for us. I had the majority of my college tuition supported by the school, but my brother doesn't, and tuition in the US isn't cheap, especially when you convert it to our local currency. I also never know for how long I can stay in the US and keep making the same kind of money I'm making now so I'm trying my best to pay down the student loans ASAP.
At what age did you become financially responsible for yourself and do you have a financial safety net? I became fully financially responsible for myself when I started working at my current company. Before that my student worker jobs paid for my personal expenses in college but my parents still chipped in for tuition. I guess my family back home is my safety net but personally, I wouldn't ask them for help even if bad things happen to me in the future.
Do you or have you ever received passive or inherited income? If yes, please explain. Nope.
Diary
Day 1 (Thursday) - $3.35 - Alexa wakes me up and turns the light on. I change into my work clothes and head downstairs to my “office.” My boss starts our daily standup call, talking about what we did yesterday and what we plan for the day.
- I have my annual review meeting. Everything goes well and my bosses are very pleased with what I’ve done, especially after I transitioned into my new title as a Data Scientist, which honestly brought me more fulfillment in my job as well. We talk about our annual bonus and raise, which I already expected. It’s not a lot of money but hey any money is money and I’m not saying no.
- Some people bought my photocards so I gather all the orders and purchase a shipping label since 1 order is with tracked shipping. (Don’t ask me how this works but I’m a K-pop fan and we collect expensive cardboards. Depending on the popularity of the member of the group, profit margins can go up to 400%.) I head to the post office and drop off all the packages ($3.35)
- I’ve been waiting for the mailman all day and he finally comes! I’ve been working from home for almost a year now and my back pain is starting to kill me so I decided to “invest” in a $400 chair with lumbar and neck support. My cat happily takes the other chair and starts claiming her territory on it.
Day 2 (Friday) - $206.24 - I wake up on cue at Alexa’s daily briefing. Half an hour passes while I ponder on a perfume sample set I saw in someone’s fragrance collection on Reddit.
- I eventually give in and purchase the Zoologist sample set ($120.24). It’s within my budget this month, I’ve been eyeing this one for some time now and I can resell it for 80% value once I’m done testing them, so it’s not a huge loss anyway.
- Late lunch today. I make a quick lunch with sausages and keto toasts and quickly finish it while watching some YouTube videos on personal finance and updates on $GME (no I did not buy any shares).
- When in doubt, throw every leftover food in your fridge in a pan and make fried rice. Side dish is sweet and sour tomato and egg “cloud soup.” Then we have our weekly family video call with my parents back in my home country.
- I go down the YouTube rabbit hole again and buy 2 more perfume sample sets ($86.00). All the purchases today (~50 samples) would probably take me months to try out so I promise myself no more until next quarter as I click the pay button.
Day 3 (Saturday) - $71.27 - I wake up at 8:45 am and laze around for half an hour, scrolling down Twitter and answering my friend’s questions on how to enter the stock market. Today is my cheat day (I have one every 2-3 weeks), so I contemplate if I should order delivery for lunch. I check YNAB and decide that it’s too expensive, so I go downstairs to make myself a hearty breakfast with a latte, half a croissant, grilled chicken breasts, and snack on some shrimp crackers and tangerines.
- I purchase a shipping label ($3.22) and head out to the post office. For some reason I want to smell like a lemon cake today, so I spritz on Xerjoff Lira, put on sunscreen, and head out. This perfume always makes me feel so warm and delicious.
- I spend the whole afternoon catching up with my Chinese and Korean lessons for the week.
- Suddenly craving some instant noodles, so I immediately get up and head to a local Asian grocery store to shop for instant and pho noodles (I’m planning to make pho for Lunar New Year) and some snacks for my brother ($38.71). We drop by a bubble tea shop nearby and get bubble tea and 2 dessert cakes ($19.71). I usually don’t drink sugary drinks, but since it’s my cheat day, I put in an order and pay for the both of us.
- Some more PC orders came in and they’re all with tracked shipping. The post office is closed tomorrow but I’ll just pay now for the shipping labels so that I won’t forget ($9.63).
Day 4 (Sunday) - $0.00 - I literally do nothing today until 4 pm.
- I make dinner, then finish my Chinese lesson and review the flashcards I made yesterday. That’s enough activity for the day.
- One of my friends calls to show me her album haul of the day and I'm tempted, but (fortunately?) there's no kpop store in my city so I make myself forget about buying any more albums.
Day 5 (Monday) - $40.10 - I wake up with a headache, not feeling too well, so I request a day off and message my boss. I can’t go back to sleep, so I just lie there in bed for a couple of hours. I suddenly remember that WandaVision is on air, and there are a couple of movies on there I haven’t watched yet, so I subscribe to Disney+ ($7.52) and start binge-watching.
- We ran out of soft drinks for my brother, so I have to drive to Costco again after lunch ($32.58). I also need to drop off all the orders that came in over the weekend.
- I go to my old apartment for my move-out inspection (I haven't been living there since December but still had to honor the 2-month notice and pay for all the rent). There are a couple of spots that might cost me some deductions in my deposit. Sigh. At least I get to tell them to remove the charges on my lease for February, and they assure me that they will.
- I finish binge-watching some movies on Disney+. I see Colourpop is advertising some Valentine’s Day palettes on my feed. I do not need those, I do not need those, I do not need those. I should’ve just unfollowed makeup brands on social media. Some more late-night scrolling, and then I finally go to sleep.
Day 6 (Tuesday) - $8.02 - I wake up groggily, still feeling a bit sick. We have a late standup today, so I take my time making my coffee and start working, as my cat also settles in on my lap and starts napping. My head is still aching and I'm not sure if it's the cold or just keto flu so I load up on electrolytes, fish oil, and acetaminophen just in case.
- Somebody lowballed me on one of my postings. Ugh I hate it when they do this, but this one is not selling too well, so I meet them halfway. I purchase another shipping label ($3.03).
- Today is our bi-monthly deployment date, which means all the engineers (and anyone who has committed changes in our codebase) meet up and sit around until all the merges are deployed into production. I had some changes last week so I just sit there and do my own work until it's my turn. My boss told me this morning he had some test API from one of our new clients so I go to check out some of the data there. Oh how I love me some messy, messy data that nobody knows what to do with.
- The repair guy who came to fix our washing machine doesn't leave until 5:15 pm so I drop by the post office late, but just in time as they're collecting the mail! Then I drop by a nearby (rather upscale) grocery store as I'm running out of heavy cream, but everything is so expensive. I compare price per oz and pick up the coffee creamer instead ($4.99).
- I heat up the cauliflower rice and leftover curry and eat dinner as I watch Coco (I can't believe I've never actually watched it!) Then I review my Chinese flashcards for a bit, do half an hour of Just Dance until I sweat, play with my cat, and call it a day.
Day 7 (Wednesday) - $3.49 - I stayed up quite late yesterday playing a mobile game and finally wake up after snoozing the alarm for the 84th time. My boss starts our standup at our usual time; there's nothing urgent or pressing today so I just take my time. I take a quick nap in the afternoon and go back to work.
- I use the last drops of avocado oil to fry up some bulgogi for dinner. Need to go back to Costco for more avocado oil tomorrow, I guess.
- After dinner, a friend asks me about perfume samples that she wants to try. I go online to search for them but no dice since they belong to a new collection that only got launched in Europe. I take this time to try out some similar smelling samples in my collection as well.
- I review my Chinese flashcards and do some workbook exercises. After an hour, my brain is fried on Chinese but I don't want to go to bed yet, so I pick up a book on my bookcase that I was reading a while ago (A Random Walk Down Wall Street) and read one more chapter.
- An order came in so I purchase another shipping label ($3.49), update my budgeting app for a bit, and then head to bed.
Summary
Category | Amount | Note |
Food & Drink | $95.99 | Groceries |
Fun / Entertainment | $7.52 | Disney+ subscription |
Home & Health | $0.00 | |
Clothes & Beauty | $206.24 | Perfume samples |
Other* | $22.72 | Shipping labels |
Total | $309.75 | shipping labels not included |
*I don’t count the shipping labels as expenses because they’re already factored into the profits I made from my sales, but I included them anyway because they're still charges on my accounts. Any profit goes back to funding my album purchases so... I guess it's a vicious cycle.
Overall, a pretty normal week for me in terms of food. I don’t eat out often (I allow myself only one meal and one dessert every month) and have used up my 1 dessert allowance this week so I probably won't have any more this month. I might’ve gone overboard with the perfume purchases this week, but tbh perfumes bring me joy. My mood is lifted and I'm transported to old and new places every time I put on a perfume that I enjoy, so for me, it’s worth it. I try to be frugal whenever I can, but I'll never skimp on education and hobbies that make me happy. Writing this week-long diary, I realize I need to get back to working out, though. I'll probably have to stop procrastinating and pull out my RingFit gears
still inside the moving boxes. Playing Just Dance also makes me miss dancing so bad as I used to be active in several dance crews since college (but stopped after I started working full time). I'll try to stick to Just Dance for now to get my cardio until Covid is over and I can get back to in-person dance classes.
submitted by thr0waw4y1210 to MoneyDiariesACTIVE [link] [comments]
$1541+ Guaranteed- Webull, Public, M1, SoFi Money/Invest/Loans, FirstTrade, Voyager, Chase, Porte, Aspiration, One, Stash, Chime, Radius, Moomoo, Root, Robinhood, Worthy, Acorns, ChaseFreedom, DiscoverIT, PMCU, SkyOne, N26, Coinbase, PersCap,Constant,Celsius,Crypto.com,Wings,Oxygen,Round,Fetch,Raise
Hello! Many companies are trying to expand their market share, especially in the app space, by offering cash or cash-equivalent incentives to new users. If one company offers new users a free stock/cryptocurrency/etc., and a competitor doesn't, then the company with the referral program will gain more market share. This gives you the opportunity generate a nice chunk of change by signing up for a bunch of different apps.
I constantly search the web for the latest and greatest referral opportunities, and this is an up-to-date list I'm maintaining that details the best offers around right now! There are more than
$1500 worth of offers on this page.
Please feel free to leave comments with any thoughts/questions! Gemini,
Crypto.com, and N26 are
worldwide offers, the rest are US only.
Stock Trading Apps/Websites
- Webull: 2 free stocks (1 worth $2.50-$250, and another worth $8-$1600 for depositing $100).
- Public: 1 free stock worth **$10 guaranteed (**you get to pick a fraction of a share of stocks like Disney, Apple, Amazon, Tesla, etc.) for opening an account and making a $20 deposit.
- M1 Finance: BONUS IMPROVED! $30 for opening a brokerage account and making a $100 deposit.
- FirstTrade: 1 free stock worth $3 - $200 (I got Microsoft!) just for opening an account. No deposit required. 2 more free stocks for depositing $100! Expires February 15th at midnight EST.
- Robinhood: 1 free stock worth $2.50- $200 for opening an account. No deposit required.
- Moomoo: PROMOTION UPGRADED! 1 free stock worth $4-$200 for making a $100 deposit.
- Acorns: $5 for $5 deposit from any source (additional steps required, please see below details).
- Round: $20 for opening a brokerage account and making a $500 deposit. Alternatively, you can make $100 for doing a $10,000 deposit (iOS only)
- SoFi Invest: $50 for $1000 deposit from any source, and an optional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
- Personal Capital: $20 for opening a new account and linking a qualified investment account (e.g. taxable brokerage, 401k, IRA, 529, etc) worth at least $1000. No deposit required!
Banking Apps/Websites
- SoFi Money: $50 for depositing $500 from any source.
- Porte: $50 for depositing $500 from any source.
- Chime: $50 for $200 direct deposit.
- Chase Bank: $200 for opening a checking account and doing a $500 direct deposit. Credits quickly!
- One Finance: $50 for opening an online banking account and doing a $250 direct deposit.
- Wings Financial Credit Union: $50 for opening a checking account, setting up eDocuments, and doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days. No fees, can withdraw and close account any time.
- Aspiration: $50 for spending $250 with their debit card within 3 months.
- Stash: $20 for $5 deposit from any source.
- SkyOne: $25 for opening an account and keeping the account open for 30 days. (additional steps required, please see below details).
- Premier Members Credit Union: $50 for opening a money market (checking) account and making a $5 deposit + $5 donation.
- Oxygen: $25 for opening an account, depositing $200, and doing 5 debit card transactions within 60 days (can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is). Message me for a link.
- N26: $10 for opening an account and making a purchase of $20 or more using their debit card. Available globally, not just the US.
- Radius: $50 for opening a Rewards Checking account, depositing $500,leaving the $500 in there for 60 days, and leaving the account open for 90 days. You must use my referral code when prompted during account signup to get the bonus. - TLAM9428D4
Cryptocurrency Apps/Websites
- Voyager: Free $25 worth of Bitcoin for trading $100 on the app. Use referral code "RAY037” in the “Reward Code” field when you create your Voyager account". Open these link from mobile:
- Gemini: Free $10 worth of Bitcoin for trading $100. Available globally, not just the US.
- Celsius: Free $40 for depositing $200 worth of cryptocurrency and using promo code "web40".
- Crypto.com: Free $25 for "staking" (buying and holding) 5000 CRO (approximately $370) for 6 months. (enter referral code 66v69rwt76 if not pre-filled) Available globally, not just the US.
- Constant: Free $10 for opening an account, verifying your identity, and depositing $10.
- Coinbase: Free $10 worth of Bitcoin for trading $100. They will also give you $12 of the "Orchid" cryptocurrency (which can be re-sold for cash) if you watch 3 1-2 minute videos and answer 3 easy questions about that cryptocurrency. (might get waitlisted, I had to wait a month before getting off it). The "Compound" cryptocurrency has a similar promotion, with $9 of free crypto offered.
Credit Cards
- Chase Freedom or Flex: Free $200 for signing up for a Chase Freedom Unlimited or Freedom Flex credit card and spending $500 within 3 months. Easy to meet spending terms simply by doing something like buying an Amazon gift card, buying a visa gift card, etc.
- Discover IT: Free $50 for signing up for a Discover IT credit card and making ANY purchase within 3 months (even $1).
Other Offers
- Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks so that they can offer you an auto insurance quote. You need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus if you wish, I did!
- Worthy Bonds: Free $10 for opening an account, no deposit required.
- SoFi Loans: Free $10 just for checking your personal loan or student loan refinance rate options with SoFi. Can also get an extra $300 if you go ahead and accept their loan offer, but you can just ignore the offer and keep the $10 if you wish!
- Fetch Rewards: Receipt scanner app, rewards you 5 cents for each receipt you scan from most major chain stores. $2 bonus for using a referral link and scanning your first receipt (open this link from your phone).
- Raise: Free $5 credit towards your first gift card if you sign up using a referral code, you can get an extra $5 off your first gift card purchase. I used it to buy a $10 Uber gift card, combined with their 2% discount, I only paid $4.80 for a $10 gift card!
--Details on each offer below--
Stock Trading Apps/Websites-
Webull
Webull is a commission free stock trading platform/app which is giving out
2 free stocks (
1 worth $2.50-$250, and 1 worth
$8-$1600 each for depositing $100). That's a MINIMUM of $10.50 in free stock!
Webull is available on iOS and Android, or you can use their website.
Referral link-
https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j Public
Public is another commission free stock trading app which gives you 1 stock worth $10
guaranteed (you get to pick a fraction of a share between stocks like Disney, Apple, Amazon, Tesla, etc.) for opening an account and making a $20 deposit. The way fractional shares work is, you get a piece of one of these stocks. You can still sell it or choose to sell it/hold it/it or whatever you wish, just like with a full share.
Available on iOS or Android only.
http://share.public.com/aruiu M1 Finance
M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a
free $30 bonus that posts within 14 days.
M1 Finance is available on iOS and Android, or you can use their website.
https://m1.finance/J6aLCt6SRGdW FirstTrade
FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to
$200) when you open an account via a referral link. No initial deposit is required. Additionally, they are running a short-term promo where you can get an additional 2 free stocks for depositing $100. The extra 2 stocks offer
expires February 15th! Available on iOS or Android only.
https://share.firstrade.com/MilaAQOK Robinhood
Robinhood is a stock trading platform/app which gives you a free stock (valued
$2.50 -
$200) when you open an account via a referral link. No initial deposit is required.
Available on iOS and Android, or you can use their website.
https://invite.robinhood.com/amadeor3/ Moomoo
Moomoo is a commission free stock trading app which gives you 1 free stock (valued at
$4-$200 each) for opening an account via a referral link and making a $100 deposit.
Moomoo is available on iOS or Android only.
https://j.moomoo.com/000LR3 Acorns
Acorns is an online investing app (iOS or Android) which is offering a free
$5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until the 15th of the following month. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee, so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
https://www.acorns.com/invite/TLBCPD/ Round
Round is an online auto-investing app (iOS only) which is offering a free
$20 bonus for simply opening an account via a referral link and depositing $500. Alternatively, you can get
$100 if you deposit $10,000.
Round is available on
iOS only.
https://app.investround.com/inviteCode/amadeo-r360s0 SoFi Invest
SoFi gives
$50 for anyone who signs up for a
SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer, so you can do both!
Plus, you can get another
$25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of
$75 cash bonuses with SoFi Invest!
https://www.sofi.com/share/invest/2498539 Personal Capital
Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than
$1000 in it, they will give you a free $20 amazon gift card within a couple weeks.
Accounts that do
not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood
works!
https://share.personalcapital.com/x/oGFEyl Banking Apps/Websites-
SoFi Money
SoFi is a bank/app that give out
$50 for anyone who signs up for a
SoFi Money (bank) account using a referral code and deposits $500 from
any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
You can close the account at any time with no fees-
https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749 Porte
Porte is a bank/app which pays you a
$50 bonus for opening an account via a referral code, and making a $500 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $500 from virtually any source including bank accounts, cashapp, etc.
Referral link-
https://portebanking.app.link/es7KK8Fb6 Chime
Chime is a bank/app which pays you a
$75 bonus for opening an account via a referral code and making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://chime.com/milazadrozny One Finance
One Finance is a banking app/website offering
$50 for opening an account with a referral code and making a $250 direct deposit.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment. They are
completely fee free, and you can close your account and pocket the bonus quickly if you wish.
https://share.onefinance.com/invite/Amadeo6c7b8c22 Chase Bank
Chase Bank is offering
$200 for opening a checking account with a referral code and making a $500 direct deposit. Can easily get around direct deposit requirement. Credits within a few days of meeting requirements.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://accounts.chase.com/raf/share/2479514579 Wings
Wings Financial Credit Union is a bank offering
$50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.
No fees, can withdraw and close your account any time.
https://www.wingsfinancial/newcustform/109cb9ea Aspiration
Aspiration is an online bank which is offering a free
$50 bonus for simply opening an account via a referral link and spending $250.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get
$50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/ Stash
Stash is a finance app that gives out
$20 for anyone who signs up for the
Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from
any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
https://get.stashinvest.com/amadeowpr10 SkyOne
SkyOne is a credit union which will pay you a
$25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone
nationwide can sign up if you follow the steps detailed here. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3 Premier Members Credit Union
Premier Members Credit Union is a credit union which will pay you a
$50 bonus for opening a
money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a
$5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of
$45! And you can close the account at any time, fee free!
referral link (please remember to use my referral code during the account setup too)-
https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/ Oxygen
Oxygen is a mobile banking app that will pay you
$25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily get this).
PM me for a link.
N26
N26 is a banking app (iOS/Android) which will pay you $
10 for opening an account and spending $20 or more on a single purchase using their debit card.
The account has absolutely no fees and can be closed at any time. Account signup only takes a few minutes. You need to fund your N26 account from another bank with enough money to make the $20+ purchase. The debit card is shipped to you immediately after account signup. You receive the $10 bonus in the form of a statement credit. Available
globally, not just the US. N26 is available on iOS or Android only.
https://n26.com/amadeor4364 Radius
Radius is a bank which pays you a
$50 bonus for opening an account via a referral code and making a $500 deposit from
any source. There are no catches, and you can close the account at any time fee free. You need to keep your account open for at least
90 days after depositing the $500, and keep the $500 in there for at least
60 days to be eligible to keep the bonus. So in other words, you can open the account, deposit $500, leave it in there for 60 days, then withdraw the $500 if you wish, and keep the account open for at least another 30 days to get the $50 bonus.
You need to enter my referral code when prompted during account signup top get the bonus, its
TLAM9428D4. You can see referral terms in the FAQ at the bottom of the page, even though the landing page for the referral link does not do a great job advertising it.
https://open.radiusbank.com/?utm_source=referafriend&utm_medium=narmi&promocode=9umylb Cryptocurrency Apps/Websites
Voyager
Voyager is a cryptocurrency trading app (iOS/Android only) which will pay you
$25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "
RAY037" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
Referral link (
open from your smart phone)-
iOS-
https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579 Android-
https://play.google.com/store/apps/details?id=com.investvoyager Gemini
Gemini is a cryptocurrency trading app/website which will give you
$10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Available
globally, not just the US. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26 Coinbase
Coinbase is a cryptocurrency trading platform which will pay you
$10 in free bitcoin for trading $100 on the platform!
https://www.coinbase.com/join/ruiu_8 They will also give you
$9 worth of the "Compound" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com.earn.comp.invite.9x21smry In addition, they will give you
$12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2 Constant
Constant is a cryptocurrency P2P investing platform which will give you
$10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via
any means, and then you will get a $10 bonus that posts
instantly and you can withdraw to your bank
immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct Celsius
Celsius is a cryptocurrency investing platform which will give you
$40 for signing up using a referral link, enter the promo code "
web40", and depositing $200 worth of cryptocurrency. You must keep your deposit in the app for 30 days to get the full $40 bonus. You can then withdraw the full $240 and close your account fee free. Available
globally, not just the US. Crypto.com
Crypto.com is a cryptocurrency investing platform which will give you
$25 for signing up using a referral link, and "staking (aka, buying and holding) 5000 CRO (their special cryptocurrency, worth approximately $370) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $25 bonus crypto to celsius instantly.
Available
globally, not just the US. - (enter referral code 66v69rwt76 if not pre-filled)
Credit Cards-
Chase Freedom
Chase will pay you
$200 for signing up for a Chase Freedom Unlimited or Freedom Flex credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
All you have to do is sign up for a Chase Freedom Unlimited or Freedom Flex credit card using my referral link, spend $500 within the first 3 months, and then get your
$200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ Discover IT
Discover will pay you
$50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
All you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your
$50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m Other Offers-
Root
Root is an auto insurance app(iOS/Android) that will pay you
$25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu Worthy Bonds
Worthy Bonds is a finance app(iOS/Android) that will give you a free
$10 bond to download their app, and open an account using a referral code. You never have to deposit any money into the account to get the bonus. You can sell the bond and take out the money after 90 days. The bond will also earn 5% yearly interest while you wait to withdraw.
The app may give you a popup saying the bonds are sold out (its a page with a celebratory emoji that pops up). I got this too. They make this popup because they sold out of a certain type of community bond, but have replaced it with a new one for referrals. In other words, you will still get your free bond. Just make sure you hit "next steps", set your initial purchase and monthly contributions to
$0, and proceed. It should then credit the free bond immediately.
https://worthybonds.com/?r=etyji SoFi Loans
SoFi Loans is offering a free
$10 just for checking your
personal loan or
student loan refinance rate options with SoFi. You can also get an extra
$300 if you like their offer and decide to actually take it, but you can also just ignore the offer and keep the
$10 if you wish!
You should research the pros and cons of student loan refinancing before you consider this option. You can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will depend on individual circumstances.
Personal Loan:
https://www.sofi.com/invite/personal-loans/?gcp=bf4f78eb-3e5a-4419-b72c Student Loan Refinance:
https://www.sofi.com/invite/student-loans/?gcp=183a665b-be7a-45ac-9d5f Fetch
Fetch Rewards pays roughly
5 to 10 cents (7.5 cents on average) for most receipt scanned. Accepts e-receipts if you connect your email/Amazon. Can scan up to 28 receipts in any given 7 day period. $3 minimum payout.
They also give a
$2 bonus for signing up using a referral code (open this link from your phone).
https://fetchrewards.onelink.me/vvv3/referraltext?code=JU1GW Raise
Raise is a discount gift card website, that offers a
$5 credit towards your first gift card if you sign up using a referral code. They have gift cards like
Amazon or
Uber on their site, so its pretty easy to find something you would have needed anyway.
www.sofi.com/share/2498539?src=copy Thank you for checking out my referral post! As you can probably tell, I spend a lot of time searching the web for referral offers. If you would like, feel free to sign up for my mailing list and I will send new referrals that I come across directly to your inbox.
https://mailchi.mp/c52908afbf15/moneywhisperers-latest-finance-tips-latest-finds I've also put together a small blog with finance tips and tricks I've learned over the years. If you're potentially interested, here's a link to it.
https://www.youngmoneywhisperer.com/home submitted by KathrineHaugen to clicksforbeermoney [link] [comments]
$1541+ Guaranteed- Webull, Public, M1, SoFi Money/Invest/Loans, FirstTrade, Voyager, Chase, Porte, Aspiration, One, Stash, Chime, Radius, Moomoo, Root, Robinhood, Worthy, Acorns, ChaseFreedom, DiscoverIT, PMCU, SkyOne, N26, Coinbase, PersCap,Constant,Celsius,Crypto.com,Wings,Oxygen,Round,Fetch,Raise
Hello! Many companies are trying to expand their market share, especially in the app space, by offering cash or cash-equivalent incentives to new users. If one company offers new users a free stock/cryptocurrency/etc., and a competitor doesn't, then the company with the referral program will gain more market share. This gives you the opportunity generate a nice chunk of change by signing up for a bunch of different apps.
I constantly search the web for the latest and greatest referral opportunities, and this is an up-to-date list I'm maintaining that details the best offers around right now! There are more than
$1500 worth of offers on this page.
Please feel free to leave comments with any thoughts/questions! Gemini,
Crypto.com, and N26 are
worldwide offers, the rest are US only.
Stock Trading Apps/Websites
- Webull: 2 free stocks (1 worth $2.50-$250, and another worth $8-$1600 for depositing $100).
- Public: 1 free stock worth $10 guaranteed (you get to pick a fraction of a share of stocks like Disney, Apple, Amazon, Tesla, etc.) for opening an account and making a $20 deposit.
- M1 Finance: BONUS IMPROVED! $30 for opening a brokerage account and making a $100 deposit.
- FirstTrade: 1 free stock worth $3 - $200 (I got Microsoft!) just for opening an account. No deposit required. 2 more free stocks for depositing $100! Expires February 15th at midnight EST.
- Robinhood: 1 free stock worth $2.50- $200 for opening an account. No deposit required.
- Moomoo: PROMOTION UPGRADED! 1 free stock worth $4-$200 for making a $100 deposit.
- Acorns: $5 for $5 deposit from any source (additional steps required, please see below details).
- Round: $20 for opening a brokerage account and making a $500 deposit. Alternatively, you can make $100 for doing a $10,000 deposit (iOS only)
- SoFi Invest: $50 for $1000 deposit from any source, and an optional $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
- Personal Capital: $20 for opening a new account and linking a qualified investment account (e.g. taxable brokerage, 401k, IRA, 529, etc) worth at least $1000. No deposit required!
Banking Apps/Websites
- SoFi Money: $50 for depositing $500 from any source.
- Porte: $50 for depositing $500 from any source.
- Chime: $50 for $200 direct deposit.
- Chase Bank: $200 for opening a checking account and doing a $500 direct deposit. Credits quickly!
- One Finance: $50 for opening an online banking account and doing a $250 direct deposit.
- Wings Financial Credit Union: $50 for opening a checking account, setting up eDocuments, and doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days. No fees, can withdraw and close account any time.
- Aspiration: $50 for spending $250 with their debit card within 3 months.
- Stash: $20 for $5 deposit from any source.
- SkyOne: $25 for opening an account and keeping the account open for 30 days. (additional steps required, please see below details).
- Premier Members Credit Union: $50 for opening a money market (checking) account and making a $5 deposit + $5 donation.
- Oxygen: $25 for opening an account, depositing $200, and doing 5 debit card transactions within 60 days (can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is). Message me for a link.
- N26: $10 for opening an account and making a purchase of $20 or more using their debit card. Available globally, not just the US.
- Radius: $50 for opening a Rewards Checking account, depositing $500,leaving the $500 in there for 60 days, and leaving the account open for 90 days. You must use my referral code when prompted during account signup to get the bonus. - TLAM9428D4
Cryptocurrency Apps/Websites
- Voyager: Free $25 worth of Bitcoin for trading $100 on the app. Use referral code "RAY037” in the “Reward Code” field when you create your Voyager account". Open these link from mobile:
- Gemini: Free $10 worth of Bitcoin for trading $100. Available globally, not just the US.
- Celsius: Free $40 for depositing $200 worth of cryptocurrency and using promo code "web40".
- Crypto.com: Free $25 for "staking" (buying and holding) 5000 CRO (approximately $370) for 6 months. (enter referral code 66v69rwt76 if not pre-filled) Available globally, not just the US.
- Constant: Free $10 for opening an account, verifying your identity, and depositing $10.
- Coinbase: Free $10 worth of Bitcoin for trading $100. They will also give you $12 of the "Orchid" cryptocurrency (which can be re-sold for cash) if you watch 3 1-2 minute videos and answer 3 easy questions about that cryptocurrency. (might get waitlisted, I had to wait a month before getting off it). The "Compound" cryptocurrency has a similar promotion, with $9 of free crypto offered.
Credit Cards
- Chase Freedom or Flex: Free $200 for signing up for a Chase Freedom Unlimited or Freedom Flex credit card and spending $500 within 3 months. Easy to meet spending terms simply by doing something like buying an Amazon gift card, buying a visa gift card, etc.
- Discover IT: Free $50 for signing up for a Discover IT credit card and making ANY purchase within 3 months (even $1).
Other Offers
- Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks so that they can offer you an auto insurance quote. You need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus if you wish, I did!
- Worthy Bonds: Free $10 for opening an account, no deposit required.
- SoFi Loans: Free $10 just for checking your personal loan or student loan refinance rate options with SoFi. Can also get an extra $300 if you go ahead and accept their loan offer, but you can just ignore the offer and keep the $10 if you wish!
- Fetch Rewards: Receipt scanner app, rewards you 5 cents for each receipt you scan from most major chain stores. $2 bonus for using a referral link and scanning your first receipt (open this link from your phone).
- Raise: Free $5 credit towards your first gift card if you sign up using a referral code, you can get an extra $5 off your first gift card purchase. I used it to buy a $10 Uber gift card, combined with their 2% discount, I only paid $4.80 for a $10 gift card!
--Details on each offer below--
Stock Trading Apps/Websites-
Webull
Webull is a commission free stock trading platform/app which is giving out
2 free stocks (
1 worth $2.50-$250, and 1 worth
$8-$1600 each for depositing $100). That's a MINIMUM of $10.50 in free stock!
Webull is available on iOS and Android, or you can use their website.
Referral link-
https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j Public
Public is another commission free stock trading app which gives you 1 stock worth $10
guaranteed (you get to pick a fraction of a share between stocks like Disney, Apple, Amazon, Tesla, etc.) for opening an account and making a $20 deposit. The way fractional shares work is, you get a piece of one of these stocks. You can still sell it or choose to sell it/hold it/it or whatever you wish, just like with a full share.
Available on iOS or Android only.
http://share.public.com/aruiu M1 Finance
M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a
free $30 bonus that posts within 14 days.
M1 Finance is available on iOS and Android, or you can use their website.
https://m1.finance/J6aLCt6SRGdW FirstTrade
FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to
$200) when you open an account via a referral link. No initial deposit is required. Additionally, they are running a short-term promo where you can get an additional 2 free stocks for depositing $100. The extra 2 stocks offer
expires February 15th! Available on iOS or Android only.
https://share.firstrade.com/MilaAQOK Robinhood
Robinhood is a stock trading platform/app which gives you a free stock (valued
$2.50 -
$200) when you open an account via a referral link. No initial deposit is required.
Available on iOS and Android, or you can use their website.
https://invite.robinhood.com/amadeor3/ Moomoo
Moomoo is a commission free stock trading app which gives you 1 free stock (valued at
$4-$200 each) for opening an account via a referral link and making a $100 deposit.
Moomoo is available on iOS or Android only.
https://j.moomoo.com/000LR3 Acorns
Acorns is an online investing app (iOS or Android) which is offering a free
$5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until the 15th of the following month. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee, so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
https://www.acorns.com/invite/TLBCPD/ Round
Round is an online auto-investing app (iOS only) which is offering a free
$20 bonus for simply opening an account via a referral link and depositing $500. Alternatively, you can get
$100 if you deposit $10,000.
Round is available on
iOS only.
https://app.investround.com/inviteCode/amadeo-r360s0 SoFi Invest
SoFi gives
$50 for anyone who signs up for a
SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer, so you can do both!
Plus, you can get another
$25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of
$75 cash bonuses with SoFi Invest!
https://www.sofi.com/share/invest/2498539 Personal Capital
Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than
$1000 in it, they will give you a free $20 amazon gift card within a couple weeks.
Accounts that do
not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood
works!
https://share.personalcapital.com/x/oGFEyl Banking Apps/Websites-
SoFi Money
SoFi is a bank/app that give out
$50 for anyone who signs up for a
SoFi Money (bank) account using a referral code and deposits $500 from
any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
You can close the account at any time with no fees-
https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749 Porte
Porte is a bank/app which pays you a
$50 bonus for opening an account via a referral code, and making a $500 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $500 from virtually any source including bank accounts, cashapp, etc.
Referral link-
https://portebanking.app.link/es7KK8Fb6 Chime
Chime is a bank/app which pays you a
$75 bonus for opening an account via a referral code and making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://chime.com/milazadrozny One Finance
One Finance is a banking app/website offering
$50 for opening an account with a referral code and making a $250 direct deposit.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment. They are
completely fee free, and you can close your account and pocket the bonus quickly if you wish.
https://share.onefinance.com/invite/Amadeo6c7b8c22 Chase Bank
Chase Bank is offering
$200 for opening a checking account with a referral code and making a $500 direct deposit. Can easily get around direct deposit requirement. Credits within a few days of meeting requirements.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://accounts.chase.com/raf/share/2479514579 Wings
Wings Financial Credit Union is a bank offering
$50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.
No fees, can withdraw and close your account any time.
https://www.wingsfinancial/newcustform/109cb9ea Aspiration
Aspiration is an online bank which is offering a free
$50 bonus for simply opening an account via a referral link and spending $250.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get
$50 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/ Stash
Stash is a finance app that gives out
$20 for anyone who signs up for the
Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from
any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
https://get.stashinvest.com/amadeowpr10 SkyOne
SkyOne is a credit union which will pay you a
$25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone
nationwide can sign up if you follow the steps detailed here. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3 Premier Members Credit Union
Premier Members Credit Union is a credit union which will pay you a
$50 bonus for opening a
money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a
$5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of
$45! And you can close the account at any time, fee free!
referral link (please remember to use my referral code during the account setup too)-
https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/ Oxygen
Oxygen is a mobile banking app that will pay you
$25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily get this).
PM me for a link.
N26
N26 is a banking app (iOS/Android) which will pay you $
10 for opening an account and spending $20 or more on a single purchase using their debit card.
The account has absolutely no fees and can be closed at any time. Account signup only takes a few minutes. You need to fund your N26 account from another bank with enough money to make the $20+ purchase. The debit card is shipped to you immediately after account signup. You receive the $10 bonus in the form of a statement credit. Available
globally, not just the US. N26 is available on iOS or Android only.
https://n26.com/amadeor4364 Radius
Radius is a bank which pays you a
$50 bonus for opening an account via a referral code and making a $500 deposit from
any source. There are no catches, and you can close the account at any time fee free. You need to keep your account open for at least
90 days after depositing the $500, and keep the $500 in there for at least
60 days to be eligible to keep the bonus. So in other words, you can open the account, deposit $500, leave it in there for 60 days, then withdraw the $500 if you wish, and keep the account open for at least another 30 days to get the $50 bonus.
You need to enter my referral code when prompted during account signup top get the bonus, its
TLAM9428D4. You can see referral terms in the FAQ at the bottom of the page, even though the landing page for the referral link does not do a great job advertising it.
https://open.radiusbank.com/?utm_source=referafriend&utm_medium=narmi&promocode=9umylb Cryptocurrency Apps/Websites
Voyager
Voyager is a cryptocurrency trading app (iOS/Android only) which will pay you
$25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "
RAY037" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
Referral link (
open from your smart phone)-
iOS-
https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579 Android-
https://play.google.com/store/apps/details?id=com.investvoyager Gemini
Gemini is a cryptocurrency trading app/website which will give you
$10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Available
globally, not just the US. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26 Coinbase
Coinbase is a cryptocurrency trading platform which will pay you
$10 in free bitcoin for trading $100 on the platform!
https://www.coinbase.com/join/ruiu_8 They will also give you
$9 worth of the "Compound" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com.earn.comp.invite.9x21smry In addition, they will give you
$12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2 Constant
Constant is a cryptocurrency P2P investing platform which will give you
$10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via
any means, and then you will get a $10 bonus that posts
instantly and you can withdraw to your bank
immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct Celsius
Celsius is a cryptocurrency investing platform which will give you
$40 for signing up using a referral link, enter the promo code "
web40", and depositing $200 worth of cryptocurrency. You must keep your deposit in the app for 30 days to get the full $40 bonus. You can then withdraw the full $240 and close your account fee free. Available
globally, not just the US. Crypto.com
Crypto.com is a cryptocurrency investing platform which will give you
$25 for signing up using a referral link, and "staking (aka, buying and holding) 5000 CRO (their special cryptocurrency, worth approximately $370) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $25 bonus crypto to celsius instantly.
Available
globally, not just the US. - (enter referral code 66v69rwt76 if not pre-filled)
Credit Cards-
Chase Freedom
Chase will pay you
$200 for signing up for a Chase Freedom Unlimited or Freedom Flex credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
All you have to do is sign up for a Chase Freedom Unlimited or Freedom Flex credit card using my referral link, spend $500 within the first 3 months, and then get your
$200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ Discover IT
Discover will pay you
$50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
All you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your
$50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m Other Offers-
Root
Root is an auto insurance app(iOS/Android) that will pay you
$25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu Worthy Bonds
Worthy Bonds is a finance app(iOS/Android) that will give you a free
$10 bond to download their app, and open an account using a referral code. You never have to deposit any money into the account to get the bonus. You can sell the bond and take out the money after 90 days. The bond will also earn 5% yearly interest while you wait to withdraw.
The app may give you a popup saying the bonds are sold out (its a page with a celebratory emoji that pops up). I got this too. They make this popup because they sold out of a certain type of community bond, but have replaced it with a new one for referrals. In other words, you will still get your free bond. Just make sure you hit "next steps", set your initial purchase and monthly contributions to
$0, and proceed. It should then credit the free bond immediately.
https://worthybonds.com/?r=etyji SoFi Loans
SoFi Loans is offering a free
$10 just for checking your
personal loan or
student loan refinance rate options with SoFi. You can also get an extra
$300 if you like their offer and decide to actually take it, but you can also just ignore the offer and keep the
$10 if you wish!
You should research the pros and cons of student loan refinancing before you consider this option. You can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will depend on individual circumstances.
Personal Loan:
https://www.sofi.com/invite/personal-loans/?gcp=bf4f78eb-3e5a-4419-b72c Student Loan Refinance:
https://www.sofi.com/invite/student-loans/?gcp=183a665b-be7a-45ac-9d5f Fetch
Fetch Rewards pays roughly
5 to 10 cents (7.5 cents on average) for most receipt scanned. Accepts e-receipts if you connect your email/Amazon. Can scan up to 28 receipts in any given 7 day period. $3 minimum payout.
They also give a
$2 bonus for signing up using a referral code (open this link from your phone).
https://fetchrewards.onelink.me/vvv3/referraltext?code=JU1GW Raise
Raise is a discount gift card website, that offers a
$5 credit towards your first gift card if you sign up using a referral code. They have gift cards like
Amazon or
Uber on their site, so its pretty easy to find something you would have needed anyway.
www.sofi.com/share/2498539?src=copy Thank you for checking out my referral post! As you can probably tell, I spend a lot of time searching the web for referral offers. If you would like, feel free to sign up for my mailing list and I will send new referrals that I come across directly to your inbox.
https://mailchi.mp/c52908afbf15/moneywhisperers-latest-finance-tips-latest-finds I've also put together a small blog with finance tips and tricks I've learned over the years. If you're potentially interested, here's a link to it.
https://www.youngmoneywhisperer.com/home submitted by TylerLozano to referralcodes [link] [comments]
$1541+ guaranteed- Webull, Porte, Worthy, SoFi Money/Invest/Loans, Chase, Chime, Public, FirstTrade, Aspiration, One, Stash, Voyager, Radius, Moomoo, Root, Robinhood, M1, Acorns, ChaseFreedom, DiscoverIT ,PMCU, SkyOne, N26, Coinbase, PersCap,Constant,Celsius,Crypto.com,Wings,Oxygen,Round,Fetch,Raise
There are a lot of awesome referral opportunities out there, these are my personal favorites! Gemini,
Crypto.com, and N26 are
global offers, the rest are US only.
Stocks
- Webull: BONUS IMPROVED!! 4 free stocks (2 worth $2.50-$250 just for opening an account, and 2 worth $8-$1600 each for depositing $100).
- Public: 1 free stock worth up to $50 just for opening an account, no deposit required.
- M1 Finance: BONUS IMPROVED! $30 for opening a brokerage account and making a $100 deposit.
- FirstTrade: 1 free stock worth $3 - $200 (I got Microsoft!) simply for opening an account. No deposit required. 2 more free stocks for depositing $100! Offer expires January 15th!
- Robinhood: 1 free stock worth $2.50- $200 for opening an account. No deposit required.
- Acorns: $5 for $5 deposit from any source (additional steps required, please see below details).
- Moomoo: 1 free stock worth $10-$1000 for making a $500 deposit.
- Round: $20 for opening a brokerage account and making a $500 deposit. Alternatively, you can make $100 for doing a $10,000 deposit (iOS only)
- SoFi Invest: $50 for $1000 deposit from any source, and $25 worth of bitcoin for buying $10 worth of bitcoin on SoFi Crypto.
- Personal Capital: $20 for opening a new account and linking a qualified investment account (e.g. taxable brokerage, 401k, IRA, 529, etc) worth at least $1000. No deposit required!
Banks
- SoFi Money: $50 for depositing $500 from any source.
- Porte: $50 for depositing $500 from any source.
- Chime: $75 for $200 direct deposit. Ends January 31st at midnight!
- Chase Bank: $200 for opening a checking account and doing a $500 direct deposit. Credits quickly!
- One Finance: $50 for opening an online banking account and doing a $250 direct deposit.
- Wings Financial Credit Union: $50 for opening a checking account, setting up eDocuments, and doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days. No fees, can withdraw and close account any time.
- Aspiration: $50 for spending $250 with their debit card within 3 months, and extra $100 for $1000 spend in 3 months.
- Stash: $20 for $5 deposit from any source.
- SkyOne: $25 for opening an account and keeping the account open for 30 days. (additional steps required, please see below details).
- Premier Members Credit Union: $50 for opening a money market account and making a $5 deposit + $5 donation.
- Oxygen: $25 for opening an account, depositing $200, and doing 5 debit card transactions within 60 days (can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is). PM me for a link.
- N26: $10 for opening an account and making a purchase of $20 or more using their debit card. Available globally, not just the US.
- Radius: $50 for opening a Rewards Checking account, depositing $500,leaving the $500 in there for 60 days, and leaving the account open for 90 days. You must use my referral code when prompted during account signup to get the bonus. - TLAM9428D4
Cryptocurrency
- Voyager: Free $25 worth of Bitcoin for trading $100 on the app. Use referral code "AMA60T” in the “Reward Code” field when you create your Voyager account". Open these link from mobile:
- Celsius: Free $30 for depositing $200 worth of cryptocurrency and using promo code "web30".
- Crypto.com: Free $25 for "staking" (buying and holding) 5000 CRO (approximately $370) for 6 months. (enter referral code 66v69rwt76 if not pre-filled) Available globally, not just the US.
- Gemini: Free $10 worth of Bitcoin for trading $100.
- Constant: Free $10 for opening an account, verifying your identity, and depositing $10.
- Coinbase: Free $10 worth of Bitcoin for trading $100. They will also give you $12 of the "Orchid" cryptocurrency (which can be re-sold for cash) if you watch 3 1-2 minute videos and answer 3 easy questions about that cryptocurrency. (might get waitlisted, I had to wait a month before getting off it). The "Compound" cryptocurrency has a similar promotion, with $9 of free crypto offered.
Credit Cards
- Chase Freedom: Free $200 for signing up for a Chase Freedom Unlimited credit card and spending $500 within 3 months. Easy to meet spending terms simply by doing something like buying a gift card for Amazon or buying a visa gift card online.
- Discover IT: Free $50 for signing up for a Discover IT credit card and making ANY purchase within 3 months (even $1).
Other
- Root: Free $25 for downloading the app, and allowing it to track your driving for 3-4 weeks. (Need to keep your phone on while driving so it can give you a quote. You can simply reject the offer and take the $25 bonus anyway).
- Worthy Bonds: Free $10 for opening an account, no deposit required.
- SoFi Loans: Free $300 for refinancing a student loan or taking a personal loan.
- Fetch Rewards: Receipt scanner app, rewards you 5 cents each for receipts from most major chain stores. Fetch has a $2 bonus for using a referral link and scanning your first receipt (open this link from your phone).
- Raise: Free $5 credit towards your first gift card if you sign up using a referral code, you can get an extra $5 off your first gift card purchase. I used it to buy a $10 Uber gift card, combined with their 2% discount, I only paid $4.80 for a $10 gift card!
--Details on each offer below--
Stocks-
Webull
Webull is a commission free stock trading platform/app which is giving out
4 free stocks (
2 worth $2.50-$250 for opening an account, and
2 worth $8-$1600 each for depositing $100). That's a MINIMUM of $21 in free stock! Expires
January 15th at midnight est.
Webull is available on iOS and Android, or you can use their website.
Referral link-
https://act.webull.com/kol-us/share.html?hl=en&inviteCode=PUnH4ruayL3j Public
Public is another commission free stock trading app which gives you a free stock (valued up to
$50) when you create an account via a referral link. No initial deposit is required.
Available on iOS or Android only.
http://share.public.com/aruiu M1 Finance
M1 Finance is an investing account, like Robinhood or Webull. If you open an account using a referral link, deposit $100 to a brokerage account, and keep that initial deposit in your account for 30 days, you will get a
free $30 bonus that posts within 14 days.
M1 Finance is available on iOS or Android only.
https://m1.finance/J6aLCt6SRGdW FirstTrade
FirstTrade is a commission-free stock trading app which gives you a free stock (valued up to
$200) when you open an account via a referral link. No initial deposit is required. Additionally, they are running a short-term promo where you can get an additional 2 free stocks for depositing $100. The extra 2 stocks offer
expires January 15th! Available on iOS or Android only.
https://share.firstrade.com/MilaAQOK Robinhood
Robinhood is a stock trading platform/app which gives you a free stock (valued
$2.50 -
$200) when you open an account via a referral link. No initial deposit is required.
Available on iOS and Android, or you can use their website.
https://invite.robinhood.com/amadeor3/ Acorns
Acorns is an online investing app (iOS or Android) which is offering a free
$5 bonus for simply opening an account via a referral link, depositing $5, and keeping the money in the account until the 15th of the following month. You can then withdraw the money and close the account, fee free!
If you keep the account longer, they may charge you a $3 fee, so be sure to close it after the 15th on the following month from when you signed up.
Acorns is available on iOS and Android, or you can use their website.
https://www.acorns.com/invite/TLBCPD/ Moomoo
Moomoo is a commission free stock trading app which gives you a free stock (valued
$10-$1000) for opening an account via a referral link and making a $500 deposit.
Moomoo is available on iOS or Android only.
https://j.moomoo.com/000LR3 Round
Round is an online auto-investing app (iOS only) which is offering a free
$20 bonus for simply opening an account via a referral link and depositing $500. Alternatively, you can get
$100 if you deposit $10,000.
Round is available on iOS only.
https://app.investround.com/inviteCode/amadeo-r360s0 SoFi Invest
SoFi gives
$50 for anyone who signs up for a
SoFi Invest account via a referral link and deposits $1000. This offer stacks with the SoFi Money $25 offer (see details above), so you can do both!
Plus, you can get another
$25 cash bonus when you buy $10 or more of crypto like Bitcoin, Litecoin or Ethereum. That's a total of
$75 cash bonuses with SoFi Invest!
https://www.sofi.com/share/invest/2498539 Personal Capital
Personal Capital is a finance tracking website similar to Mint but tailored for investment accounts. If you open an account and link a qualified investment account for tracking (e.g. taxable brokerage, 401k, IRA, 529, etc) with more than
$1000 in it, they will give you a free $20 amazon gift card within a couple weeks.
Accounts that do
not qualify as valid investment accounts include bank, credit or debit card, Paypal, Stash, Acorns, Kapitall, Groundfloor, WageWorks HSA, Coinbase, digital currency exchanges, and manual investment accounts. Robinhood
works!
https://share.personalcapital.com/x/oGFEyl Banks-
SoFi Money
SoFi is a bank/app that give out
$50 for anyone who signs up for a
SoFi Money (bank) account using a referral code and deposits $500 from
any source. So all you have to do is open an account with a referral link, deposit $500, and then instantly collect the bonus and then take it all back.
You can close the account at any time with no fees-
https://www.sofi.com/invite/money?gcp=e65d8ea1-fd35-40bc-b801-547c3fc6e749 Porte
Porte is a bank/app which pays you a
$50 bonus for opening an account via a referral code, and making a $500 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail).
A "direct deposit" technically means that they want you to deposit the money right from payroll, Social Security, or other direct payment, but you can actually meet this requirement simply by transferring in $500 from virtually any source including bank accounts, cashapp, etc.
Referral link-
https://portebanking.app.link/es7KK8Fb6 Chime
Chime is a bank/app which pays you a
$75 bonus for opening an account via a referral code and making a $200 direct deposit. There are no catches, and you can close the account at any time fee free as soon as you register their debit card (gotta wait a few days to get it in the mail). Offer ends
January 7th at midnight! A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://chime.com/milazadrozny One Finance
One Finance is a banking app/website offering
$50 for opening an account with a referral code and making a $250 direct deposit.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment. They are
completely fee free, and you can close your account and pocket the bonus quickly if you wish,
https://share.onefinance.com/invite/Amadeo6c7b8c22 Chase Bank
Chase Bank is offering
$200 for opening a checking account with a referral code and making a $500 direct deposit. Can easily get around direct deposit requirement. Credits within a few days of meeting requirements.
A "direct deposit" means that they want you to deposit the money right from payroll, Social Security, or other direct payment.
https://accounts.chase.com/raf/share/2479514579 Wings
Wings Financial Credit Union is a bank offering
$50 for opening a checking account, setting up eDocuments, and either doing 5 debit card transactions of $5 or more (anything counts, including Amazon GC reloads), OR a direct deposit of $300+ in 60 days.
No fees, can withdraw and close account any time.
https://www.wingsfinancial/newcustform/109cb9ea Aspiration
Aspiration is an online bank which is offering a free
$50 bonus for simply opening an account via a referral link and spending $250, and an extra
$100 for $1000 spend in 3 months.
So all you have to do is open a “Spend & Save” account using a referral link, spend $250/1000 using their debit card within 3 months, and then you will get
$50/150 posted to your account! There are no fees to worry about! You can close the account fee free whenever you want!
https://my.aspiration.com/app/token/referral/232Y47KAE4OG8Y8W/ Stash
Stash is a finance app that gives out
$20 for anyone who signs up for the
Stash (bank) or Stash Invest account via my referral link and deposits at least $5 from any source (payroll, another bank account, PayPal, etc.) So all you have to do is open an account with a referral link, deposit $5, and then the bonus will post to your account!
The app will ask you to open a paid account, but you can simply open a "beginner" account for $1 a month, and then close your account after 1 month after you get your $20 bonus.
https://get.stashinvest.com/amadeowpr10 SkyOne
SkyOne is a credit union which will pay you a
$25 bonus for opening a checking account with a referral link, making a $5 opening deposit, and keeping your account open for at least 30 days.
This credit union services the SoCal area, but anyone
nationwide can sign up if you follow the steps detailed below. People are normally required to make a donation to a local charity to qualify for a local credit union bank account when they don't live in the area, but SkyOne will actually pay for a donation to the "Surfrider Foundation" themselves because they want everyone on the US to be eligible! In other words, you don't have to spend a dime! Simply click ("None of the above? We've got you! SkyOne will make a one-time donation to one of the following non-profits") on the eligibility page when signing up.
https://refer.skyone.org/amadeoruiu3 Premier Members Credit Union
Premier Members Credit Union is a credit union which will pay you a
$50 bonus for opening a
money market account with a referral link, and making a $5 opening deposit. They will also require you to open a savings account alongside the money market account, which also requires a $5 opening deposit.
They are located in Boulder Colorado, but will allow anyone to create an account with them as long as you make a
$5 donation to one of their local charities (they walk you through it during account signup). That's a total profit of
$45! And you can close the account at any time, fee free!
referral link (please remember to use my referral code during the account setup too)-
https://www.pmcu.org/referred-by-a-friend/VFVJEVQQQ/ Oxygen
Oxygen is a mobile banking app that will pay you
$25 for opening an account, depositing $200, and doing 5 debit card transaction within 60 days (You can just buy 5 $1 Amazon GC's reloads, they don't care what the purchase is. Lots of different ways to easily get this).
PM me for a link.
N26
N26 is a banking app (iOS/Android) which will pay you $
10 for opening an account and spending $20 or more on a single purchase using their debit card.
The account has absolutely no fees and can be closed at any time. Account signup only takes a few minutes. You need to fund your N26 account from another bank with enough money to make the $20+ purchase. The debit card is shipped to you immediately after account signup. You receive the $10 bonus in the form of a statement credit. Available
globally, not just the US. N26 is available on iOS or Android only.
https://n26.com/amadeor4364 Radius
Radius is a bank which pays you a
$50 bonus for opening an account via a referral code and making a $500 deposit from
any source. There are no catches, and you can close the account at any time fee free. You need to keep your account open for at least
90 days after depositing the $500, and keep the $500 in there for at least
60 days to be eligible to keep the bonus. So in other words, you can open the account, deposit $500, leave it in there for 60 days, then withdraw the $500 if you wish, and keep the account open for at least another 30 days to get the $50 bonus.
You need to enter my referral code when prompted during account signup top get the bonus, its
TLAM9428D4. You can see referral terms in the FAQ at the bottom of the page, even though the landing page for the referral link does not do a great job advertising it.
https://open.radiusbank.com/?utm_source=referafriend&utm_medium=narmi&promocode=9umylb Cryptocurrency-
Voyager
Voyager is a cryptocurrency trading app (iOS/Android only) which will pay you
$25 in free bitcoin for trading $100 on the app! Make sure to use the referral code "
AMA60T" in the “Reward Code” field when you create your account. The bonus posts within a couple of days, from my experience.
Referral link (
open from your smart phone)-
iOS-
https://apps.apple.com/us/app/voyager-buy-bitcoin-crypto/id1396178579 Android-
https://play.google.com/store/apps/details?id=com.investvoyager Constant
Constant is a cryptocurrency P2P investing platform which will give you
$10 for signing up using a referral link, verifying your ID (pass KYC), and depositing $10.
So all you have to do is open an account using a referral link, verify your ID, deposit $10 via
any means, and then you will get a $10 bonus that posts
instantly and you can withdraw to your bank
immediately. No deposit required.
https://www.myconstant.com?r=annoyedproduct Celsius
Celsius is a cryptocurrency investing platform which will give you
$30 for signing up using a referral link, enter the promo code "
web30", and depositing $200 worth of cryptocurrency. You must keep your deposit in the app for 30 days to get the full $20 bonus. You can then withdraw the full $240 and close your account fee free. Available
globally, not just the US. Crypto.com
Crypto.com is a cryptocurrency investing platform which will give you
$25 for signing up using a referral link, and "staking (aka, buying and holding) 5000 CRO (their special cryptocurrency, worth approximately $370) for 6 months. You need to apply for their "Ruby Steel" debit card when applying, its a 0 risk debit card, no credit impact, no fees. Combo's well with the Celsius promo if you need a platform to send cryptocurrency from, and you can send the $25 bonus crypto to celsius instantly.
Available
globally, not just the US. - (enter referral code 66v69rwt76 if not pre-filled)
Gemini
Gemini is a cryptocurrency trading app/website which will give you
$10 worth of bitcoin for signing up using a referral link and buying/selling $100 worth of cryptocurrency.
Available
globally, not just the US. This bonus posts VERY quickly, within a day or two.
https://gemini.com/share/rllzke26 Coinbase
Coinbase is a cryptocurrency trading platform which will pay you
$10 in free bitcoin for trading $100 on the platform!
I would be grateful if you used my referral link-
https://www.coinbase.com/join/ruiu_8 They will also give you
$9 worth of the "Compound" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com.earn.comp.invite.9x21smry In addition, they will give you
$12 worth of the "Orchid" cryptocurrency (which can be immediately re-sold for cash) if you watch 3 short videos and answer 3 easy questions.
https://coinbase.com/earn/oxt/invite/t0wvs4k2 Credit Cards-
Chase Freedom
Chase will pay you
$200 for signing up for a Chase Freedom Unlimited credit card with a referral link and spending $500 it within the first 3 months. This is one of the best credit card bonuses in the industry!
All you have to do is sign up for a Chase Freedom Unlimited credit card using my referral link, spend $500 within the first 3 months, and then get your
$200! You can cancel the card at any time with no fees or penalties.
https://www.referyourchasecard.com/18/ONLMEFPEFJ Discover IT
Discover will pay you
$50 for signing up for a Discover IT credit card with a referral link and making ANY purchase using it within the first 3 months. This is one of the easiest credit card bonuses in the industry!
All you have to do is sign up for a Discover IT credit card using my referral link, make ANY purchase using it within the first 3 months, and then get your
$50! You can cancel the card at any time fee free.
https://refer.discover.com/s/hhti4m Other-
Root
Root is an auto insurance app(iOS/Android) that will pay you
$25 to download their app, let it track your driving for 3-4 weeks, and then offer you an auto insurance policy based on your driving data. You can easily ignore their policy offer, take the bonus, and walk away with the $25 bonus which then then go to your PayPal account, sent as a check, etc.
https://rootbonus.com/AmadeoRuiu Worthy Bonds
Worthy Bonds is a finance app(iOS/Android) that will give you a free
$10 bond to download their app, and open an account using a referral code. You never have to deposit any money into the account to get the bonus. You can sell the bond and take out the money after 90 days. The bond will also earn 5% yearly interest while you wait to withdraw.
The app may give you a popup saying the bonds are sold out (its a page with a celebratory emoji that pops up). I got this too. They make this popup because they sold out of a certain type of community bond, but have replaced it with a new one for referrals. In other words, you will still get your free bond. Just make sure you hit "next steps", set your initial purchase and monthly contributions to
$0, and proceed. It should then credit the free bond immediately.
https://worthybonds.com/?r=etyji SoFi Loans
SoFi loans is offering a
$300 bonus for people who opens a new personal loan or refinance an existing student loan.
You should research the pros and cons of student loan refinancing before you consider this option, You can lower your interest rate, but lose some benefits from the federal government. Whether this is worth it to you will depend on individual circumstances.
There's also the option of taking out a SoFi loan.
www.sofi.com/share/2498539?src=copy Fetch
Fetch Rewards pays roughly
5 to 10 cents (7.5 cents on average) for most receipt scanned. My personal favorite scanning app! Accepts e-receipts if you connect your email/Amazon. Can scan up to 28 receipts in any given 7 day period. $3 minimum payout.
They also give a
$2 bonus for signing up using a referral code (open this link from your phone).
https://fetchrewards.onelink.me/vvv3/referraltext?code=JU1GW Raise
Raise is a discount gift card website, that offers a
$5 credit towards your first gift card if you sign up using a referral code. They have gift cards like
Amazon or
Uber on their site, so its pretty easy to find something you would have needed anyway.
www.sofi.com/share/2498539?src=copy Thank you for checking out my referral post! As you can probably tell, I spend a lot of time searching the web for referral offers. If you would like, feel free to sign up for my mailing list and I will send new referrals that I come across directly to your inbox.
https://mailchi.mp/c52908afbf15/moneywhisperers-latest-finance-tips-latest-finds I've also put together a small blog with those as well as the referrals listed below. I'd love it if you check it out. Thank you!
https://www.youngmoneywhisperer.com/home submitted by TylerLozano to ReferToEarn [link] [comments]
best no deposit bonus codes video
Your Best Free USA No Deposit Bonus Codes for February 2021. At NoDepositRewards, you'll find the best no deposit bonuses for US players. All casinos featured on this page accept players from the United States and let you play with US dollars. Claiming a US No Deposit Bonus Code example: Raging Bull Casino are giving away $50 in no deposit bonus credits to new players. We'll go over how to claim this bonus step-by-step. Find Raging Bull Casino's Latest Offer on Our List - Our list is designed in a way to make all bonuses and their corresponding Bonus Codes easy to access. Simply scroll through our list until you find the bonus you'd ... No Deposit Bonus blog. Exclusive Casino No Deposit Bonus Offers, Online Casino No Deposit Bonus, Slots No Deposit Bonus - 2021 2a02:2f0b:be0d:b400:842c:7cc:156a:de81 Best No Deposit Codes 2021. Welcome to NoDepositExplorer, the one-stop shop for no deposit bonus codes. Our team of expert bonus hunters and analysts have meticulously scoured the entire industry and put together the top no deposit bonus codes of 2021 for you to use. Stop by, shop, select, and start playing – we make playing with the top ... Best No Deposit Bonus Casinos and Codes 2021; Best No Deposit Bonus Casinos and Codes 2021. If you're looking for the best no deposit bonuses in your jurisdiction you're in the right place. We list hundreds of free, verified offers that our experts have tested to check that they are safe, secure and reputable. Best No Deposit Casino Bonus Codes & Offers February 2021 - Find the top casino no deposit bonus & free spin offers! Play FREE + win real money. The Best United States No Deposit Casinos for February 2021 Daily EXCLUSIVE Bonus Codes Free Credits and Free Spins We Test Every USA Coupon No Deposit Bonus Codes for February 2021. What better way to try out a new casino than for free? Well, that is what a no deposit bonus gives you: the ability to play games without spending a penny. What is more is that you can win real money, too. That is right; no deposit bonuses give you the potential to win big before making a deposit. Introduction to free slot bonuses. No deposit bonuses are a promotion given by online casinos to attract new players. These bonuses usually take the form of free credit, which can be used to bet on various games, or the form of several prepaid spins on certain slots.. No-deposit bonuses are usually given as a gift to attract new players.The main goal of these bonuses is to promote the casino's ... The best no deposit bonus codes and free spin bonus codes for new players in 2021.
best no deposit bonus codes top
[index]
[8327] [6812] [5739] [4644] [1381] [5824] [848] [9445] [8703] [7915]
best no deposit bonus codes
Copyright © 2024 top100.betsupport.online